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Overview
- Earn up to 1.00% APY* on your savings
- Multiple checking account options
- Free Money Desktop personal finance manager
- 1000s of Surcharge-free Co-Op ATM’s available nationwide
- 24/7 eService access
The yourMONEY account was developed for young people (ages 15-25), looking to bank with a credit union that cares about the things you care about. Whether you’re just starting out and deciding what college to attend, looking to buy a new car, or saving money to buy your own place, the yourMONEY account will help you achieve your goals.
MasterCard Debit (Check) Card
A free MasterCard debit card is the easy way to pay — simply swipe or insert your card at the register! It’s faster and safer than carrying cash or checks with you.
30,000+ Surcharge Free ATMs
Being a member of Astera means you don’t have to travel to the ends of the earth just to find a free ATM. There are thousands of connected ATMs in the CO-OP network, all surcharge-free to our members. Use the easy online ATM locator or download the app to find the nearest ATM, no matter where you are in the U.S.
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Checking Accounts
Astera offers a variety of checking accounts to suit our members needs.
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Save to Win
Earn chances to win cash prizes, plus earn interest on the money you've saved all year with a Save to Win Account.
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Financial Education
Learn how to maximize your money with our financial education seminars.
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Rates
Rates
yourMONEY*
Minimum Balance Dividend/ Interest Rate APY $5 1.00% 1.00% *Interest rate of 1.00% with an APY of 1.00% will be paid only on the portion of your daily balance that is less than $1,000; an interest rate of 0.05% with an APY of 0.05% will be paid only on that portion of your daily balance over $1,000. The annual percentage yield will range from 0.05% to 1.00%, depending on the balance in the account. $5.00 per month Single Service Account Fee will be waived when you are a YourMoney account holder and are signed up for both e-statements and online banking. All rates subject to change at any time without notice. Refer to the current Rate and Fee Schedule for any related fees associated with this account.
Are you ready to take control of your finances?
Astera's yourMONEY account designed for people ages 15-25 has you covered.
*APY = Annual Percentage Yield. For the yourMONEY Account an interest rate of 1.00% with an APY of 1.00% will be paid only on the portion of your daily balance that is less than $1,000; an interest rate of 0.05% with an APY of 0.05% will be paid only on that portion of your daily balance over $1,000. The annual percentage yield will range from 0.05% to 1.00%, depending on the balance in the account. $5.00 per month Single Service Account Fee will be waived when you are a yourMONEY account holder and are signed up for both e-statements and online banking. Mobile Deposit may request credit union approval. All rates subject to change at any time without notice. Refer to the current Rate and Fee Schedule for any related fees associated with this account.