1) Your Astera Membership must be in good standing, meaning all Astera loans must be current, with no collection actions pending; your account must not be overdrawn; and you must have sufficient funds to cover the application fee.
2) You must submit a Skip-a-Pay Application, Disclosure, and Agreement. It must be received before the loan payment due date for the month being skipped.
3) Your loan must have been open for at least 6 (six) months.
4) Your loan must not have been granted an extension during the past 12 months.